Our staff here at Placer Insurance Agency has over 70 years of experience in the Commercial Insurance industry. Our huge Commercial Insurance carrier base for all lines of coverage makes it quick and easy to put coverage in place at a great price. In our Commercial Lines department we can write all coverage from General Liability plus Errors and Omissions to Property and Equipment.

• We can write Commercial Business Insurance in almost all 50 states!

As with our Workers Compensation Insurance markets we have a number of markets for all other lines of Commercial business coverages. They are both Standard and Non-Standard markets. This allows us the ability to write 99% of the business that comes through Placer Insurance Agency at very competitive prices.

Our standard carriers, who are admitted in California and rated A or better with AM BEST COMPANY, are our most common markets for our Commercial risks.

Some of our Standard markets are:

• Allied
• American States/Safeco
• California Capital Insurance Group
• Golden Eagle
• Financial Pacific
• Hartford
• National Insurance Program (Exclusive for Landscapers)
• Progressive
• St. Paul Travelers
• Zurich

With our Contractor's risks and other risks that do a lot of Residential work we use Non-Standard markets, which are also rated A or better with AM Best Company. These carriers are usually quoted through a Broker that we use and do have some fees associated with the cost, but their product and coverages are excellent.

We have some insurance carriers who can obtain most of the Certificate required coverages most sub contractors will need to satisfy a contract with a General Contractor.

Some of our Non-Standard carriers are:

• Lexington
• Admiral
• Gemini
• Clarendon
• Navigators
• Royal Sun Alliance
• Great American
• Everest
• Lloyd's of London
• ARCH

In addition to the carriers above the products that the companies themselves offer are outstanding. Several of the Standard carriers offer "Free" coverages that are automatically included and specific to your class of business.

Some of the included coverages are:

• Sewer Backup
• Equipment Breakdown
• Hired Physical Damage (on auto policies)
• Increased values for Accounts Receivables & Valuable Papers

These "Free" coverages are included in the policy premium
at no charge to you!